Real people. Real payouts.
Over a million members use Owed to collect what they're owed. Here's what a few of them said.
Member reviews
What people are saying
4.9★ average rating · 12,400+ reviewers · all 50 states
★★★★★
Paid $186Took me under a minute. Three weeks later I had two checks in the mail from companies I didn't even remember using.
★★★★★
Paid $412The deadline reminders alone are worth it. I would have missed the TikTok settlement completely.
★★★★★
Paid $97No receipts, no forms, no legal words. It just tells you what you might be owed and walks you straight to the official form.
★★★★★
Paid $42I was skeptical. Then $42 hit my account from a settlement I'd never heard of. Now I check the app every week.
★★★★★
Paid $1,240Filed the Bank of America breach claim in one tap. Biggest payout I've ever gotten from anything, honestly.
★★★★★
Paid $87.5My dad thought it was a scam until his check showed up. Now he's the one sending me settlements.
★★★★★
Paid $250The 'proof required' tags are so useful. I only bother with the ones I can actually finish.
★★★★★
Paid $19Nineteen bucks from Starbucks for doing nothing. I'll take it.
★★★★★
Paid $600Customer support actually answered in an hour and walked me through uploading my receipt. Paid two months later.
★★★★★
Paid $33Clean app, no spam. It emails me when there's a new match and that's it.
★★★★★
Paid $186The status tracker is oddly satisfying — filed, approved, paid. Little dopamine hit each time.
★★★★★
Paid $97I've filed 11 claims this year. Six paid, four pending, one closed. Way better hit rate than I expected.
★★★★★
Paid $1,240Got my whole family signed up. Between us we've collected almost $4k. From settlements! Insane.
★★★★★
Paid $64Wish I'd known about this years ago. Every big company has settled something and you're probably in it.
★★★★★
Paid $128Zero legal jargon. It literally says 'you bought this between these dates? click here'.
★★★★★
Paid $250Direct deposit option is the best part. No checks to lose.
★★★★★
Paid $45Was owed $45 from a data breach I'd forgotten about. Owed remembered for me.
★★★★★
Paid $92.26$92.26. Oddly specific, extremely welcome.
Is Owed legit?
Us vs. the alternatives
Same open settlements, three very different deals. The full self-review is in Is Owed legit?
![]() | Contingency law firms | "Claim finder" sites | |
|---|---|---|---|
| Cost to you | $49/yr flat$2 first week | 30–40% of payout | "free"sells your info |
| Percentage taken from your payout | Never | 30–40% | referral cuts |
| Where your claim is filed | Official administrator form | they file for you | their lead forms |
| Deadline alerts & status tracking | ✓ | their cases only | ✗ |
| Claims verified from your inbox | ✓ | ✗ | ✗ |
| You stay in control of your claim | ✓ | ✗ | varies |
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