American Renal settlement: up to $5,000 or about $100, due Dec 21
American Renal settlement (Innovative Renal Care breach): who qualifies, the estimated $100 payment, up to $5,000 for losses, and how to file by Dec 21, 2026.
The American Renal settlement is open until December 21, 2026, and it pays an estimated $100 with no proof or up to $5,000 for documented losses. It resolves a data breach class action against American Renal Management LLC, which does business as Innovative Renal Care, and covers patients and current and former employees who were sent a notice. The $100 is an estimate that moves with the number of claims. You can also claim two years of credit monitoring. Filing with the administrator is free.
What the American Renal settlement is about
The company in this case is American Renal Management LLC, doing business as Innovative Renal Care (IRC), a dialysis provider. It is not the same as American Renal Associates, which is a different company. The case is In re American Renal Management LLC Data Breach Litigation, No. 3:25-cv-00248-EJR, in the U.S. District Court for the Middle District of Tennessee.
IRC says it noticed suspicious activity in late February 2024 and found an unauthorized person had accessed its systems between February 21 and March 1, 2024. The data at risk included names, Social Security numbers, financial account details and health information such as diagnosis, treatment and insurance data. IRC began sending notice letters on February 14, 2025. Plaintiffs allege negligence, breach of implied contract and unjust enrichment, among other claims. IRC denies wrongdoing. See our data breach settlement guide for background.
Who qualifies for the American Renal settlement
The class is all living people who were sent a notice from IRC about the data incident, or who were otherwise determined to have had their personal information potentially affected. That includes patients and current and former employees. IRC itself, its officers and directors, the judge and court staff, and anyone who validly opts out are excluded.
If you got a letter about a breach at IRC, you are very likely in the class. ClaimDepot reports that online claimants use a login ID and PIN from their notice. If you can't find yours, call the administrator at (833) 319-0340. See claim ID vs. notice ID for what to do when a code is missing.
How much you could get
You can claim one or both cash options, plus credit monitoring. After fees, costs and service awards come out of the $900,000 fund, claims are paid in order: documented losses, then credit monitoring, then pro rata cash. The pro rata payment is whatever is left divided by the number of valid claims, so the $100 estimate can go up or down. Class counsel will ask for up to $300,000 in fees, one-third of the fund.
Documented losses can include credit monitoring you paid for, unreimbursed fraud or identity theft losses, bank fees, postage and local mileage. You can't be repaid for something already reimbursed elsewhere. If your loss claim is rejected and you don't fix it, it is treated as a claim for the pro rata payment. For why checks are modest, see the real math.
| Benefit | Amount | Proof needed? |
|---|---|---|
| Documented monetary losses | Up to $5,000 per person | Yes, third-party documentation |
| Pro rata cash payment | Estimated $100 | No |
| Credit monitoring | 2 years, one bureau, identity theft insurance up to $1,000,000 | No |
How to file an American Renal settlement claim
Filing directly is free, and you submit the form yourself. Claims go to Kroll Settlement Administration online at IRCSettlement.com, or by mail postmarked by the deadline. If you don't pick a cash option, the administrator treats it as a pro rata claim. More general steps are in how to file a class action claim.
- Find your IRC data breach notice and note the login details printed on it.
- Type ircsettlement.com into your browser yourself and open the claim form.
- Choose the pro rata cash payment, documented losses, or both, and tick credit monitoring if you want it.
- For losses, itemize them and attach receipts or statements. Fraud claims need some evidence the money wasn't reimbursed.
- Submit by December 21, 2026, or mail the form postmarked by that date to the Kroll address in the notice.
Key dates
The opt-out and objection deadline comes first. If you opt out you keep the right to sue IRC on your own but get no benefits; our guide on opting out covers the trade-off. Missing the claim date means no payment, as explained in what happens if you miss a deadline.
| Event | Date |
|---|---|
| Opt-out and objection deadline | November 20, 2026 |
| Claim deadline | December 21, 2026 |
| Final fairness hearing | February 1, 2027 |
| Payments | After final approval and any appeals; no date set |
Is the American Renal settlement legit?
Yes. The notice is court-authorized and the case is pending in federal court in Tennessee. The administrator is Kroll Settlement Administration. Because the official site can be slow to load for some visitors, double-check you are on ircsettlement.com and not a lookalike. Never pay a fee to file. Our Kroll Settlement Administration guide and scam checklist show what real messages look like.
What happens after you file
The court holds the fairness hearing on February 1, 2027 to decide whether to approve the deal. Money is paid once approval is final and any appeals are resolved. Credit monitoring members get an enrollment code after final approval. Payment method details have not been announced.
Owed can help you find settlements like this one, explain them, open the official claim form, remind you before deadlines and track your claim; you still submit it yourself. Owed Pro is $2 for the first week, then $49 per year — one flat membership. Owed never takes a percentage of any payout. This is general information, not legal advice; the court and administrator decide eligibility and amounts.
Glossary
- Pro rata
- A proportional share. The estimated $100 goes up or down based on how many valid claims are filed.
- Documented monetary losses
- Out-of-pocket costs from the breach that you can prove with third-party records.
- Settlement class
- Everyone covered by the settlement; here, people sent a notice about the IRC data incident.
- Final fairness hearing
- The hearing where the judge decides whether to approve the settlement and fees.
- Opt out
- Excluding yourself so you can sue separately; you receive no settlement benefits.
FAQ
Yes. It is In re American Renal Management LLC Data Breach Litigation, No. 3:25-cv-00248-EJR, in federal court in Tennessee. Kroll Settlement Administration runs the claims.
An estimated $100 pro rata payment with no proof, or up to $5,000 for documented losses. The $100 can change with the number of claims.
Claims are due December 21, 2026. Opt-outs and objections were due earlier, on November 20, 2026.
No. The defendant is American Renal Management LLC, doing business as Innovative Renal Care.
Only for documented losses. The pro rata cash payment and credit monitoring need no documents.
Not announced. Payments follow final approval after the February 1, 2027 hearing and any appeals.
- Official settlement website
- Court-authorized long notice (hosted by ClassAction.org)
- ClaimDepot: American Renal Management settlement
This article is based on public information as of Nov 1, 2026; features, prices and deadlines change. Owed is not a law firm and nothing here is legal, tax or financial advice. Corrections →
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