Trans Union
What happened?
If Trans Union sold a consumer report about you that included a bankruptcy remark on a credit account, but the same report did not include a public record of a bankruptcy filing, you may be covered by this settlement.
If Trans Union sold a consumer report about you that included a bankruptcy remark on a credit account, but the same report did not include a public record of a bankruptcy filing, you may be covered by this settlement.
How much is Trans Union paying and what can I get?
About 21,000 people in the No Bankruptcy Group get $100 automatically, with no claim needed. They can also file a claim for an estimated $1,000 more. About 36,000 people in the Aged Bankruptcy Group get nothing unless they file, and a valid claim is estimated at about $350. To file, you swear on the form that the bankruptcy mark lowered your credit score or helped cause a credit denial. All amounts are estimates and could be higher or lower. Nothing is paid until the court gives final approval.
The total settlement fund is $8,310,000. The final amount per person depends on how many valid claims are filed.
Am I eligible to file a claim?
You may qualify if you live in the U.S. or a U.S. territory and Trans Union sold a credit report about you to a third party between January 6, 2020 and January 31, 2023. The report must have shown a bankruptcy remark on an account but no bankruptcy in its public-record section, and there must be no government record of you filing for bankruptcy in the ten years before the report. Your notice shows which group you are in and carries the Claim Number and PIN you need to file.
Key facts
Last reviewed Oct 18, 2026. Every detail on this page is checked against official settlement administrator and court sources before publication. Where those sources disagree with information shown elsewhere, the official settlement notice controls.
Owed is an independent service and is not a law firm, a court, a government agency, or the settlement administrator. Whether you qualify, and any amount or date shown, is decided by the settlement administrator and the court, not by Owed. Payment figures are estimates and can change without notice.
You can also file directly with the settlement administrator at no cost. Owed members get the official claim form, deadline reminders and claim tracking in one place.
This page is a plain-language summary, not legal advice, and does not create an attorney-client relationship. Trans Union and related names are trademarks of their respective owners; Owed uses them only to identify the settlement described on this page and is not affiliated with, endorsed by, or sponsored by Trans Union, the court, or the settlement administrator.
Read our full disclaimerRead more about the Trans Union settlement
Last updated · verified against the official settlement notice