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Find
Answer a few quick questions and we match you with every settlement you may qualify for — including the ones you never heard about.
Loved by 1M+ claimants
Get paid what you're owed.
Owed finds the class action settlements you qualify for and files the claims for you. Members collect an average of $345 a year. It takes 30 seconds to start.
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How Owed works
Three steps. Zero legal jargon.
Auto‑filled
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File
We translate the requirements into plain English and pre‑fill what we can. Most claims are one tap. We only flag the ones that need proof.
FiledApprovedPaid
$128.40 deposited
3
Get paid
Watch your claim move from filed to paid. We ping you before every deadline and the moment money lands.
Class action settlements
Designed to enforce your rights as a consumer.
Companies overcharge, over-collect and under-deliver. When enough people are affected, the law lets one case speak for all of them — and the payout belongs to you.
- § 15 U.S.C. 45
- § 15 U.S.C. 2301
- § 18 U.S.C. 1961
- § State Civil Codes
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A law firm files a case
On behalf of everyone affected — you don't need to hire anyone.
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A settlement is reached
The company creates a payout fund, often worth tens of millions.
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You file a claim for your share
Most people never do. Owed tracks every settlement and files for you.
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You get paid
Check, direct deposit or gift card — you choose.
Trusted by millions
Big numbers, real people.
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Members
Over a million members nationwide
$0
Claimed
Paid out to members since launch
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Settlements
Active and past cases tracked
0
To start
Average time to first match
Reviews
“I honestly forgot I filed — then $212 showed up.”
4.9 ★ from 12,400+ members. Here's what a few of them said.
★★★★★
Took me under a minute. Three weeks later I had two checks in the mail from companies I didn't even remember using.
★★★★★
The deadline reminders alone are worth it. I would have missed the streaming settlement completely.
★★★★★
No receipts, no forms, no legal words. It just tells you what you might be owed and files it. Kind of wild that this is free.
★★★★★
Filed the Bank of America breach claim in one tap. Biggest payout I've ever gotten from anything, honestly — and the tracker told me exactly when it was coming.
Frequently Asked Questions
Most settlements pay out 1–12 months after the filing deadline. We'll let you know the moment your payout is approved and again when it's on the way.
Not always — only certain claims need proof of purchase. We clearly tag those with a “Proof required” badge so you always know before you start.
Yes. Finding, filing and tracking claims is free. If you opt into our concierge service for claims that require documentation, we take a small percentage only after you're paid.
Receipts and order confirmations in your inbox are how we prove eligibility for the claims that need it. We only read purchase-related mail, never store message bodies, and you can disconnect any time.
Go to your profile and scroll to the bottom — you'll see the option to delete your account and all associated data. It's immediate and permanent.
Ready to get what you're owed?
Join a million members. It's free, and it takes 30 seconds.